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Broker profile

EQ

Equals Money Review: Is It Legit and Regulated?

Equals Money PLC

GB Since 2005
AKA FairFX

FindMyFX score

high risk

5.4/10

0 Score out of 10 10
Independent assessment Updated 2026-07-27

Contact & regulation

Official website
equalsmoney.com
Address
3rd Floor, Vintners' Place, 68 Upper Thames Street, London, EC4V 3BJ, United Kingdom
Contact
Not verified
Primary license
FCA · Unverified

Missing values mean the information has not been verified or published yet—not that the broker does not provide it.

Quick verdict

Is Equals Money legit and regulated?

FindMyFX has license records for Equals Money, but none is currently presented as fully verified. Check each entity, jurisdiction, source, and verification date before depositing.

This is a source-limited research summary, not a safety guarantee or investment recommendation.

Broker-provided profile information is reviewed before publication. Paid profile features never affect FindMyFX scores, license verification, risk flags, reviews, complaints, or editorial decisions.

Broker-provided company information

Equals Money provides business accounts, international payments, foreign exchange, expense cards, and embedded-finance services. Its UK entities are registered at Companies House and hold separate Financial Conduct Authority permissions for payment and electronic-money activities.

Professional broker overview

FindMyFX editorial summary

Companies House lists Equals Money PLC as an active UK public limited company incorporated on 18 August 2005, and the FCA register identifies Equals Money UK Limited under reference 504547. Equals' official pages describe multi-currency business accounts, international payments, spot and forward foreign-exchange services, cards, and API-based payment infrastructure. Published UK pricing covers account subscriptions and card-related charges, while foreign-exchange payment pricing is volume-based; no retail leverage or standardized major-pair spread was identified.

Prepared from reviewed sources for informational purposes. This is not investment advice.

Editorial note: Equals operates through several regulated entities, and product availability, pricing, safeguarding arrangements, and legal protections vary by jurisdiction and service. Official materials state that safeguarded electronic-money funds are not protected by the UK Financial Services Compensation Scheme.

Operational status
active
Broker type
unknown
Execution model
Business payment and currency-conversion service offering quoted spot transactions, payment-linked forwards, and online account infrastructure.
Support hours
Customer support is described as available 7 days a week, 365 days a year; specific daily hours were not identified.

Documented advantages

  • Official company and regulatory records identify multiple UK regulated entities.

Documented limitations

  • Foreign-exchange payment pricing is volume-based rather than published as a standardized spread.
100%coverage

Published profile coverage

8 of 8 core information groups currently contain published data. This measures data availability, not broker quality or safety.

Company structure

Legal entities

Registered companies associated with this broker profile.

4 entities

Equals Money PLC

Primary
GB 05539698

Equals Money Europe SA

BE 0849.185.510

Avenue Louise 231, 1050 Brussels, Belgium

Equals Money International Limited

GB 07131480

3rd Floor, Vintners' Place, 68 Upper Thames Street, London, EC4V 3BJ, United Kingdom

Equals Money UK Limited

GB 06268340

3rd Floor, Vintners' Place, 68 Upper Thames Street, London, EC4V 3BJ, United Kingdom

Trading access

Account types

Available account structures and their current verification state.

1 account

Business

unverified
Deposit
Not shown
Leverage
Not shown

£25 monthly or £250 yearly; foreign-exchange payment pricing is based on volumes.

Spread
Not shown
Base currencies
GBP, EUR, USD
Margin call / stop-out
—% / —%
Demo / Islamic
No / Unknown
Balance protection
Unknown
Last verified
Not verified

Markets and instruments

Expense cards

unverified

Forward contracts

unverified

International payments

unverified

Multi-currency accounts

unverified

Spot foreign exchange payments

unverified

Deposit and withdrawal methods

Bacs

unverified

Deposit: Yes · Withdrawal: Yes

Processing time not shown · Fee not shown

CHAPS

unverified

Deposit: Yes · Withdrawal: Yes

Processing time not shown · Fee not shown

SEPA

unverified

Deposit: Yes · Withdrawal: Yes

Processing time not shown · Fee not shown

SWIFT

unverified

Deposit: Yes · Withdrawal: Yes

Processing time not shown · Fee not shown

UK Faster Payments

unverified

Deposit: Yes · Withdrawal: Yes

Processing time not shown · Fee not shown

Licenses and regulators

FCA

488396

unverified

Last verified: Not shown

Type: Payment services authorisation
Client class: Not shown
Compensation: Not shown
Segregated funds: Unknown
Negative balance protection: Unknown
Open official register ↗

FCA

504547

unverified

Last verified: Not shown

Type: Payment services authorisation
Client class: Not shown
Compensation: Not shown
Segregated funds: Unknown
Negative balance protection: Unknown
Open official register ↗

FCA

900493

unverified

Last verified: Not shown

Type: Electronic money institution
Client class: Not shown
Compensation: Not shown
Segregated funds: Unknown
Negative balance protection: Unknown

NBB

No license number

unverified

Last verified: Not shown

Type: Payment institution
Client class: Not shown
Compensation: Not shown
Segregated funds: Unknown
Negative balance protection: Unknown

Non-trading fee schedule

Administration Fee

unverified

GBP 25.0000

Published monthly price for the UK Business plan.

Administration Fee

unverified

GBP 10.0000

One-off physical card issuance fee, excluding applicable VAT.

Conversion Fee

unverified

Amount not shown · 1.5000%

Out-of-currency card fee outside the listed supported card currencies.

Withdrawal Fee

unverified

GBP 1.5000

Published cash-withdrawal charge; an ATM operator may add a separate surcharge.

Jurisdiction-specific offerings

BE · other

unverified

Entity not linked · Leverage not shown

Compensation scheme not shown

GB · other

unverified

Entity not linked · Leverage not shown

Safeguarded payment or electronic-money funds are not protected by the Financial Services Compensation Scheme.

Score components

Regulation and licenses

7.5/10 · 35%

Official licensing evidence reviewed.

Security and track record

5.0/10 · 20%

Limited official track-record evidence reviewed.

Trading conditions

5.0/10 · 15%

Official product conditions reviewed.

Company transparency

7.5/10 · 10%

Official entity disclosures reviewed.

Service quality

2.5/10 · 10%

No verified service-quality dataset reviewed.

Verified user reviews

0.0/10 · 10%

No verified user-review dataset reviewed.

Profile update history

Broker profile was published.

2026-07-25

Related regulated broker profiles

These profiles share at least one recorded regulator. This is not a recommendation or equivalence claim.