flatexDEGIRO Bank SE
Primary
DE
HRB 141330
← Broker directory
2 entities
1 account
unverified
unverified
unverified
Broker profile
FL
flatex Review: Is It Legit and Regulated?
flatexDEGIRO Bank SE
DE
Operating period unverified
AKA flatexDEGIRO Bank AG
FindMyFX score
high risk5.3/10
0
Score out of 10
10
Independent assessment
Updated 2026-07-22
Contact & regulation
- Official website
- flatex.de
- Address
- Omniturm, Große Gallusstraße 16-18, 60312 Frankfurt am Main, Germany
- Contact
- [email protected]
- Primary license
- BaFin · Unverified
Missing values mean the information has not been verified or published yet—not that the broker does not provide it.
Quick verdict
Is flatex legit and regulated?
FindMyFX has license records for flatex, but none is currently presented as fully verified. Check each entity, jurisdiction, source, and verification date before depositing.
This is a source-limited research summary, not a safety guarantee or investment recommendation.
Broker-provided profile information is reviewed before publication. Paid profile features never affect FindMyFX scores, license verification, risk flags, reviews, complaints, or editorial decisions.
Broker-provided company information
flatex is a German online-broker brand of flatexDEGIRO Bank SE. Its CFD service includes currency CFDs provided through a platform where Société Générale acts as market maker.
Professional broker overview
FindMyFX editorial summary
flatex is a brand of flatexDEGIRO Bank SE, a German bank supervised by BaFin and recorded by DNB for its Dutch branch and EU passport activities. The official CFD page states that Société Générale is the market maker and offers currency CFDs with leverage up to 1:30 for major-currency pairs, zero stated commission and an unlimited demo account. Regulatory sanctions published by Austria's FMA and Germany's BaFin concern marketing or securities-law obligations and should be reviewed alongside the current service.
Prepared from reviewed sources for informational purposes. This is not investment advice.
Editorial note: The CFD execution counterparty is Société Générale rather than flatexDEGIRO Bank itself; regulatory fines do not establish current service quality.
- Operational status
- active
- Broker type
- unknown
- Execution model
- Société Générale acts as market maker for CFDs; flatexDEGIRO Bank SE maintains the account and custody relationship.
- Support hours
- Monday to Friday, 08:00-18:00 German time for the bank contact listed in the imprint.
Support languages: German
Documented advantages
- The official CFD page discloses the market maker, leverage bands, commission treatment and demo policy.
Documented limitations
- FMA and BaFin have published recent regulatory sanctions involving the bank or its parent.
100%coverage
Published profile coverage
8 of 8 core information groups currently contain published data. This measures data availability, not broker quality or safety.
Company structure
Legal entities
Registered companies associated with this broker profile.
flatexDEGIRO SE
DE
Registration not shown
Trading access
Account types
Available account structures and their current verification state.
CFD Account
unverified- Deposit
- EUR 0.00
- Leverage
- 1:30
EUR 0 commission for currency CFDs; spreads, inducements and product costs remain applicable
- Spread
- Not shown
- Base currencies
- EUR
- Margin call / stop-out
- —% / —%
- Demo / Islamic
- Yes / No
- Balance protection
- Available
- Last verified
- Not verified
Markets and instruments
Commodity CFDs
unverified
currency CFDs
unverified
Index CFDs
unverified
Interest-rate CFDs
unverified
Share CFDs
unverified
Additional broker contacts
Bank telephone
+49 69 506041910
Research sources
flatex CFD Trading
flatex
unverified
flatexDEGIRO Bank SE Imprint
ViTrade, a brand of flatexDEGIRO Bank SE
unverified
flatexDEGIRO Bank SE Public Register
De Nederlandsche Bank
unverified
FMA sanction against flatexDEGIRO Bank AG
Financial Market Authority Austria
unverified
BaFin administrative fines against flatexDEGIRO Bank AG
Federal Financial Supervisory Authority
unverified
BaFin administrative fine against flatexDEGIRO SE
Federal Financial Supervisory Authority
unverified
Licenses and regulators
BaFin
No license number
Last verified: Not shown
Type: Bank and investment-services provider
Client class: retail
Compensation: Entschädigungseinrichtung deutscher Banken for eligible deposits
Segregated funds: Unknown
Negative balance protection: Yes
DNB
R182877
Last verified: Not shown
Type: Branch of EEA-based bank
Client class: Not shown
Compensation: Home-state deposit-guarantee rules apply; the DNB entry says Dutch deposit protection does not apply to this branch
Segregated funds: Unknown
Negative balance protection: Unknown
Risk flags
FMA marketing-information sanction
medium · draftAustria's FMA imposed a final EUR 22,480 sanction in August 2024 for breaches of requirements that marketing information be clear and non-misleading.
BaFin fines against flatexDEGIRO Bank AG
medium · draftBaFin reported two administrative fines totalling EUR 560,000 imposed on the bank in December 2025 for breaches of securities-law obligations.
BaFin fine against flatexDEGIRO SE
medium · draftBaFin reported an administrative fine of EUR 1,000,000 imposed on the parent company in April 2026.
Non-trading fee schedule
Administration Fee
unverifiedEUR 0.0000
The CFD page lists EUR 0 for account and custody administration.
Trading Commission
unverifiedEUR 0.0000
Currency CFDs are listed with zero commission, excluding market spreads, inducements and product costs.
Jurisdiction-specific offerings
DE · retail
unverifiedEntity not linked · Leverage 1:30
Eligible bank deposits fall under the German statutory EdB deposit-guarantee scheme; trading losses are not covered.
NL · other
unverifiedEntity not linked · Leverage not shown
The DNB entry states that the Dutch branch is not covered by the Dutch deposit-guarantee scheme because the bank is supervised in its home state.
Score components
Regulation and licenses
7.5/10 · 35%The current bank imprint and DNB public register provide official regulatory and passport evidence.
Security and track record
2.5/10 · 20%Official regulators published multiple recent sanctions involving the bank or parent, although the entity remains active.
Trading conditions
7.5/10 · 15%The official CFD page discloses market maker, margin, leverage, commission, platform and demo-account details.
Company transparency
7.5/10 · 10%The legal entity, register number, office, regulators, contacts and execution counterparty are published.
Service quality
2.5/10 · 10%Official support hours and channels are available, but no verified service-performance dataset was inspected.
Verified user reviews
0.0/10 · 10%No inspectable verified user-review dataset was identified.
Profile update history
Broker profile was published.
2026-07-21
Related regulated broker profiles
These profiles share at least one recorded regulator. This is not a recommendation or equivalence claim.