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StoneX Payments Review: Is It Legit and Regulated?

StoneX Payment Services Ltd.

US Operating period unverified
AKA StoneX Global Payments

FindMyFX score

high risk

4.9/10

0 Score out of 10 10
Independent assessment Updated 2026-07-27

Contact & regulation

Official website
stonex.com
Address
Not verified
Contact
+1 (212) 485-3549
Primary license
FinCEN · Unverified

Missing values mean the information has not been verified or published yet—not that the broker does not provide it.

Quick verdict

Is StoneX Payments legit and regulated?

FindMyFX has license records for StoneX Payments, but none is currently presented as fully verified. Check each entity, jurisdiction, source, and verification date before depositing.

This is a source-limited research summary, not a safety guarantee or investment recommendation.

Broker-provided profile information is reviewed before publication. Paid profile features never affect FindMyFX scores, license verification, risk flags, reviews, complaints, or editorial decisions.

Broker-provided company information

StoneX Payments provides B2B cross-border payments and foreign-exchange services to businesses, financial institutions and nonprofit organisations. Its US payment entity is StoneX Payment Services Ltd.

Professional broker overview

FindMyFX editorial summary

StoneX Payment Services Ltd. is a Washington-incorporated US entity with UBI 603 514 004, FinCEN MSB registration 31000289656386 and NMLS identifier 1394445 according to StoneX's compliance library. Product pages state that StoneX Payments supports payments in 140+ currencies to 180+ countries and offers rate locking, online tools and payment integration. Public standard spreads, leverage and minimum-deposit figures were not found.

Prepared from reviewed sources for informational purposes. This is not investment advice.

Editorial note: The service is primarily B2B payments rather than a retail leveraged forex account; state licenses and availability require staff verification.

Operational status
active
Broker type
unknown
Execution model
B2B cross-border payment execution with FX conversion, rate locking and correspondent-bank settlement.
Support hours
Not verified

Documented advantages

  • The official compliance library publishes US federal, multistate and Canadian registration details.
  • Official product pages disclose 140+ currencies and 180+ destination countries.

Documented limitations

  • No public standardized major-pair spread, maximum leverage or minimum deposit was found.
  • The service is aimed at businesses and institutions rather than general retail traders.
100%coverage

Published profile coverage

8 of 8 core information groups currently contain published data. This measures data availability, not broker quality or safety.

Company structure

Legal entities

Registered companies associated with this broker profile.

1 entity

StoneX Payment Services Ltd.

Primary
US 603 514 004

Markets and instruments

cross-border payments

unverified

Foreign exchange

unverified

rate locking

unverified

Deposit and withdrawal methods

Bank transfer

unverified

Deposit: Yes · Withdrawal: Yes

Processing time not shown · Fee not shown

Cross-border bank payment

unverified

Deposit: Yes · Withdrawal: Yes

Processing time not shown · The exchange rate and applicable pricing are agreed or displayed for the transaction.

SWIFT

unverified

Deposit: Yes · Withdrawal: Yes

Processing time not shown · Fee not shown

Licenses and regulators

FinCEN

31000289656386

unverified

Last verified: Not shown

Type: Money services business registration
Client class: other
Compensation: Not shown
Segregated funds: Unknown
Negative balance protection: Unknown

NMLS

1394445

unverified

Last verified: Not shown

Type: Money transmitter licensing identifier
Client class: other
Compensation: Not shown
Segregated funds: Unknown
Negative balance protection: Unknown

FINTRAC

M22868358

unverified

Last verified: Not shown

Type: Money services business
Client class: other
Compensation: Not shown
Segregated funds: Unknown
Negative balance protection: Unknown

Jurisdiction-specific offerings

US · other

unverified

Entity not linked · Leverage not shown

Compensation scheme not shown

Score components

Regulation and licenses

7.5/10 · 35%

The official compliance library provides federal, multistate and Canadian registration details.

Security and track record

2.5/10 · 20%

The regulated entity and compliance materials are documented, but no comprehensive independent incident history was imported.

Trading conditions

5.0/10 · 15%

Coverage, rate locking and payment features are documented, while standardized spreads and deposits are absent.

Company transparency

7.5/10 · 10%

The entity, incorporation number and multiple registration identifiers are published.

Service quality

2.5/10 · 10%

Official support is available, but no verified independent service-quality dataset was imported.

Verified user reviews

0.0/10 · 10%

No verified user-review dataset was imported.

Profile update history

Broker profile was published.

2026-07-25

Related regulated broker profiles

These profiles share at least one recorded regulator. This is not a recommendation or equivalence claim.