Wise Europe SA
Primary
BE
0713629988
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4 entities
1 account
unverified
unverified
unverified
Broker profile
WI
Wise Review: Is It Legit and Regulated?
Wise Europe SA
BE
Operating period unverified
FindMyFX score
high risk5.8/10
0
Score out of 10
10
Independent assessment
Updated 2026-07-27
Contact & regulation
- Official website
- wise.com
- Address
- Rue du Trône 100 bte 3, 1050 Ixelles, Brussels, Belgium
- Contact
- Not verified
- Primary license
- NBB · Unverified
Missing values mean the information has not been verified or published yet—not that the broker does not provide it.
Quick verdict
Is Wise legit and regulated?
FindMyFX has license records for Wise, but none is currently presented as fully verified. Check each entity, jurisdiction, source, and verification date before depositing.
This is a source-limited research summary, not a safety guarantee or investment recommendation.
Broker-provided profile information is reviewed before publication. Paid profile features never affect FindMyFX scores, license verification, risk flags, reviews, complaints, or editorial decisions.
Broker-provided company information
Wise provides personal and business multi-currency accounts, currency conversion, international transfers, local receiving details, cards, and payment infrastructure.
Professional broker overview
FindMyFX editorial summary
Wise Europe SA is a Belgian payment institution registered under enterprise number 0713629988 and listed by the National Bank of Belgium. Wise's official account page states that users can use 40 currencies without a subscription, while its UK business pricing page shows sending and conversion fees from 0.33%. Wise is not presented as a leveraged retail forex broker on the reviewed pages, and no maximum leverage or typical major-pair spread is published.
Prepared from reviewed sources for informational purposes. This is not investment advice.
Editorial note: Pricing cited here is from Wise's UK business page and may differ for customers served by Wise Europe SA or other group entities. The group uses different regulated entities by country and product.
- Operational status
- active
- Broker type
- unknown
- Execution model
- Multi-currency account and money-transfer model using quoted conversion rates and transaction fees rather than leveraged retail trading.
- Support hours
- Not verified
Documented advantages
- The primary Belgian entity is identified in an official central-bank register.
Documented limitations
- Fees vary by currency and transaction type.
100%coverage
Published profile coverage
8 of 8 core information groups currently contain published data. This measures data availability, not broker quality or safety.
Company structure
Legal entities
Registered companies associated with this broker profile.
Wise Asia-Pacific Pte. Ltd.
SG
Registration not shown
Wise Brasil Corretora de Câmbio Ltda.
BR
36.588.217/0001-01
Rua Girassol, 555, 1st floor, Vila Madalena, São Paulo, Brazil
Wise Payments Limited
GB
Registration not shown
Trading access
Account types
Available account structures and their current verification state.
Wise Personal
unverified- Deposit
- Not shown
- Leverage
- Not shown
No subscription; currency conversion fees apply.
- Spread
- Not shown
- Base currencies
- Not shown
- Margin call / stop-out
- —% / —%
- Demo / Islamic
- Unknown / Unknown
- Balance protection
- Unknown
- Last verified
- Not verified
Markets and instruments
Currency conversion
unverified
International transfers
unverified
Multi-currency balances
unverified
Research sources
Licenses and regulators
NBB
No license number
Last verified: Not shown
Type: Payment institution
Client class: Not shown
Compensation: Not shown
Segregated funds: Unknown
Negative balance protection: Unknown
FCA
900507
Last verified: Not shown
Type: Electronic Money Institution
Client class: Not shown
Compensation: Not shown
Segregated funds: Unknown
Negative balance protection: Unknown
BCB
No license number
Last verified: Not shown
Type: Foreign exchange brokerage authorization
Client class: Not shown
Compensation: Not shown
Segregated funds: Unknown
Negative balance protection: Unknown
Non-trading fee schedule
Administration Fee
unverifiedGBP 50.0000
One-time setup fee for the full Wise Business feature set on the reviewed UK pricing page.
Conversion Fee
unverifiedAmount not shown · 0.3300%
The UK business pricing page states conversion fees vary by currency and start from 0.33%.
Jurisdiction-specific offerings
BE · retail
unverifiedEntity not linked · Leverage not shown
Compensation scheme not shown
GB · other
unverifiedEntity not linked · Leverage not shown
Compensation scheme not shown
Score components
Regulation and licenses
7.5/10 · 35%Official licensing evidence reviewed.
Security and track record
5.0/10 · 20%Limited official track-record evidence reviewed.
Trading conditions
7.5/10 · 15%Official product conditions reviewed.
Company transparency
7.5/10 · 10%Official entity disclosures reviewed.
Service quality
2.5/10 · 10%No verified service-quality dataset reviewed.
Verified user reviews
0.0/10 · 10%No verified user-review dataset reviewed.
Profile update history
Broker profile was published.
2026-07-25
Related regulated broker profiles
These profiles share at least one recorded regulator. This is not a recommendation or equivalence claim.