Dandelion Payments, Inc.
Primary
US
Registration not shown
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3 entities
1 account
unverified
unverified
Broker profile
XE
Xe Money Transfer Review: Is It Legit and Regulated?
Dandelion Payments, Inc.
US
Operating period unverified
AKA HiFX
AKA Xe
AKA Xe USA
FindMyFX score
high risk4.9/10
0
Score out of 10
10
Independent assessment
Updated 2026-07-27
Contact & regulation
- Official website
- xe.com
- Address
- Not verified
- Contact
- Not verified
- Primary license
- US state regulators · Unverified
Missing values mean the information has not been verified or published yet—not that the broker does not provide it.
Quick verdict
Is Xe Money Transfer legit and regulated?
FindMyFX has license records for Xe Money Transfer, but none is currently presented as fully verified. Check each entity, jurisdiction, source, and verification date before depositing.
This is a source-limited research summary, not a safety guarantee or investment recommendation.
Broker-provided profile information is reviewed before publication. Paid profile features never affect FindMyFX scores, license verification, risk flags, reviews, complaints, or editorial decisions.
Broker-provided company information
Xe provides international money transfers, currency conversion, live exchange-rate tools, rate alerts, business payments, and mobile and web access.
Professional broker overview
FindMyFX editorial summary
Xe's US consumer terms identify Dandelion Payments, Inc. doing business as Xe USA and list money-transmitter licences, including NMLS ID 920968. Xe's official product pages describe transfers to more than 190 countries in more than 130 currencies through web and mobile channels, with fees that vary by currency, destination, and payment method. The service is a money-transfer and currency-conversion platform rather than a leveraged retail forex account, and no maximum leverage or typical major-pair spread was identified.
Prepared from reviewed sources for informational purposes. This is not investment advice.
Editorial note: Xe uses different legal entities by jurisdiction; the US entity is used as the primary record in this draft. Transfer availability, limits, methods, and fees depend on the sender's location and transaction details.
- Operational status
- active
- Broker type
- unknown
- Execution model
- Quoted-rate international money transfer and currency-conversion service delivered through web and mobile applications.
- Support hours
- Not verified
Documented advantages
- Official terms identify jurisdiction-specific legal entities and licences.
Documented limitations
- Transfer fees vary by corridor and payment method.
100%coverage
Published profile coverage
8 of 8 core information groups currently contain published data. This measures data availability, not broker quality or safety.
Company structure
Legal entities
Registered companies associated with this broker profile.
HiFX Europe Limited
GB
03517451
1 Arlington Square, Downshire Way, Bracknell, RG12 1WA, United Kingdom
IME (M) Sdn Bhd
MY
200101027074 (562832-V)
East High Zone, Unit 38-02, Level 38, Q Sentral 2A, Jalan Stesen Sentral 2, Kuala Lumpur Sentral, 50470 Kuala Lumpur, Malaysia
Trading access
Account types
Available account structures and their current verification state.
Xe Money Transfer
unverified- Deposit
- Not shown
- Leverage
- Not shown
Fees vary by corridor, currency, and payment method and are quoted before confirmation.
- Spread
- Not shown
- Base currencies
- Not shown
- Margin call / stop-out
- —% / —%
- Demo / Islamic
- Unknown / Unknown
- Balance protection
- Unknown
- Last verified
- Not verified
Markets and instruments
Currency conversion
unverified
international money transfers
unverified
Rate alerts
unverified
Deposit and withdrawal methods
Bank transfer
unverifiedDeposit: Yes · Withdrawal: Yes
Processing time not shown · Fee not shown
credit card
unverifiedDeposit: Yes · Withdrawal: Yes
Processing time not shown · Fee not shown
debit card
unverifiedDeposit: Yes · Withdrawal: Yes
Processing time not shown · Fee not shown
Direct debit
unverifiedDeposit: Yes · Withdrawal: Yes
Processing time not shown · Fee not shown
Research sources
Licenses and regulators
US state regulators
920968
Last verified: Not shown
Type: Money transmitter licences
Client class: Not shown
Compensation: Not shown
Segregated funds: Unknown
Negative balance protection: Unknown
FCA
462444
Last verified: Not shown
Type: Authorised Payment Institution
Client class: Not shown
Compensation: Not shown
Segregated funds: Unknown
Negative balance protection: Unknown
Jurisdiction-specific offerings
GB · retail
unverifiedEntity not linked · Leverage not shown
Compensation scheme not shown
US · retail
unverifiedEntity not linked · Leverage not shown
Compensation scheme not shown
Score components
Regulation and licenses
7.5/10 · 35%Official licensing evidence reviewed.
Security and track record
2.5/10 · 20%Limited official track-record evidence reviewed.
Trading conditions
5.0/10 · 15%Official product conditions reviewed.
Company transparency
7.5/10 · 10%Official entity disclosures reviewed.
Service quality
2.5/10 · 10%No verified service-quality dataset reviewed.
Verified user reviews
0.0/10 · 10%No verified user-review dataset reviewed.
Profile update history
Broker profile was published.
2026-07-25
Related regulated broker profiles
These profiles share at least one recorded regulator. This is not a recommendation or equivalence claim.