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XTB Review: Is It Legit and Regulated?

XTB S.A.

PL Since 2004

AKA X-Trade Brokers

FindMyFX score

critical risk

3.4/10

0 Score out of 10 10

Independent assessment Updated 2026-07-19

Contact & regulation

Official website: xtb.com
Address: Prosta 67, 00-838 Warsaw, Poland
Contact: Prosta 67, 00-838 Warsaw, Poland
Primary license: KNF · Unverified

Missing values mean the information has not been verified or published yet—not that the broker does not provide it.

Quick verdict

Is XTB legit and regulated?

FindMyFX has license records for XTB, but none is currently presented as fully verified. Check each entity, jurisdiction, source, and verification date before depositing.

This is a source-limited research summary, not a safety guarantee or investment recommendation.

Broker-provided profile information is reviewed before publication. Paid profile features never affect FindMyFX scores, license verification, risk flags, reviews, complaints, or editorial decisions.

Broker-provided company information

XTB is a Warsaw-headquartered brokerage group whose parent, XTB S.A., is registered in Poland and supervised by the Polish Financial Supervision Authority.

Professional broker overview

FindMyFX editorial summary

XTB S.A. is registered in Warsaw under KRS 0000217580 and states that it is authorised and supervised by Poland's KNF. Official legal pages also identify regulated or registered operating entities in the United Kingdom, Cyprus, Belize and Indonesia, so onboarding, instruments and protections depend on the relevant entity; the reviewed sources did not establish one global leverage or spread figure.

Prepared from reviewed sources for informational purposes. This is not investment advice.

Editorial note: The Polish licence number was not displayed as a single identifier on the inspected HTML pages, although the official site states KNF authorisation. Branches and other group entities beyond those listed may require additional database review.

Operational status: active
Broker type: unknown
Execution model: Not verified
Support hours: Not verified

Documented advantages

Official legal pages publish the Polish parent company's KRS, REGON and NIP identifiers.
The group discloses multiple regulated client-facing entities.

Documented limitations

Regulatory protections and product access differ by onboarding entity.
Typical spreads and jurisdiction-specific leverage were not verified in this review.

88%coverage

Published profile coverage

7 of 8 core information groups currently contain published data. This measures data availability, not broker quality or safety.

Company structure

Legal entities

Registered companies associated with this broker profile.

5 entities

XTB S.A.

Primary

PL KRS 0000217580

PT XTB Indonesia Berjangka

ID Registration not shown

Jakarta, Indonesia

XTB International Limited

BZ 000000587

35 Barrack Road, 2nd Floor, Belize City, Belize

XTB Limited

GB 07227848

Level 9, One Canada Square, Canary Wharf, London E14 5AA, United Kingdom

XTB Sucursal

ES Registration not shown

Markets and instruments

Commodity CFDs

unverified

Equity CFDs

unverified

ETF CFDs

unverified

Foreign exchange CFDs

unverified

Index CFDs

unverified

Research sources

XTB S.A. Legal Information XTB unverified

XTB International Legal Information XTB unverified

XTB UK Legal Information XTB unverified

XTB Cyprus Regulation Help XTB unverified

XTB Indonesia Legal Information XTB unverified

XTB About Us XTB unverified

KNF Entities Search Polish Financial Supervision Authority unverified

Licenses and regulators

KNF

No license number

unverified

Last verified: Not shown

Type: Investment firm

Client class: retail

Compensation: Not shown

Segregated funds: Unknown

Negative balance protection: Unknown

FCA

522157

unverified

Last verified: Not shown

Type: Investment firm

Client class: retail

Compensation: Not shown

Segregated funds: Unknown

Negative balance protection: Unknown

CySEC

169/12

unverified

Last verified: Not shown

Type: Cyprus Investment Firm

Client class: retail

Compensation: Not shown

Segregated funds: Unknown

Negative balance protection: Unknown

FSC Belize

6442514

unverified

Last verified: Not shown

Type: Investment services licence

Client class: retail

Compensation: Not shown

Segregated funds: Unknown

Negative balance protection: Unknown

BAPPEBTI

003/BAPPEBTI/SI/08/2020

unverified

Last verified: Not shown

Type: Futures broker licence

Client class: retail

Compensation: Not shown

Segregated funds: Unknown

Negative balance protection: Unknown