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Broker profile

PA

PayPay Bank FX Review: Is It Legit and Regulated?

PayPay Bank Corporation

JP Since 2000
AKA PayPay銀行FX

FindMyFX score

high risk

4.4/10

0 Score out of 10 10
Independent assessment Updated 2026-07-22

Contact & regulation

Official website
paypay-bank.co.jp
Address
1-6-1 Yotsuya, Shinjuku-ku, Tokyo, Japan
Contact
1-6-1 Yotsuya, Shinjuku-ku, Tokyo, Japan
Primary license
KLFB · Unverified

Missing values mean the information has not been verified or published yet—not that the broker does not provide it.

Quick verdict

Is PayPay Bank FX legit and regulated?

FindMyFX has license records for PayPay Bank FX, but none is currently presented as fully verified. Check each entity, jurisdiction, source, and verification date before depositing.

This is a source-limited research summary, not a safety guarantee or investment recommendation.

Broker-provided profile information is reviewed before publication. Paid profile features never affect FindMyFX scores, license verification, risk flags, reviews, complaints, or editorial decisions.

Broker-provided company information

PayPay Bank FX is an OTC margin-FX service of PayPay Bank Corporation in Japan.

Professional broker overview

FindMyFX editorial summary

PayPay Bank discloses Kanto Local Finance Bureau registration No. 624. The general account permits up to 25:1 leverage, while the beginner account is limited to 1:1; 24 currency pairs and zero transaction fees are stated. A single typical spread was not available.

Prepared from reviewed sources for informational purposes. This is not investment advice.

Editorial note: The regulator register entry was not directly inspected.

Operational status
active
Broker type
unknown
Execution model
Not verified
Support hours
Not verified

Documented advantages

  • Official pages disclose legal identity, headquarters, registration number, leverage categories, currency-pair scope and transaction fee.

Documented limitations

  • A single source-backed typical major-pair spread was not available for import.
100%coverage

Published profile coverage

8 of 8 core information groups currently contain published data. This measures data availability, not broker quality or safety.

Company structure

Legal entities

Registered companies associated with this broker profile.

1 entity

PayPay Bank Corporation

Primary
JP Kanto Local Finance Bureau (Tokin) No. 624

Markets and instruments

FX

unverified

Licenses and regulators

KLFB

624

unverified

Last verified: Not shown

Type: Registered financial institution
Client class: retail
Compensation: Not shown
Segregated funds: Unknown
Negative balance protection: Unknown

Score components

Regulation and licenses

5.0/10 · 35%

A specific registration number is published by the bank, but the regulator record was not directly inspected.

Security and track record

2.5/10 · 20%

The official bank identity is clear, but a full FX enforcement and incident history was not reviewed.

Trading conditions

7.5/10 · 15%

The official product page discloses leverage types, currency pairs and transaction fees.

Company transparency

7.5/10 · 10%

Legal name, establishment date, headquarters and registration number are published.

Service quality

2.5/10 · 10%

Official product documentation is detailed, but no verified service-quality dataset was found.

Verified user reviews

0.0/10 · 10%

No verified user-review dataset was found in the inspectable official sources.

Profile update history

Broker profile was published.

2026-07-22

Related regulated broker profiles

These profiles share at least one recorded regulator. This is not a recommendation or equivalence claim.